The Filipinos’ favorite: Home Credit financed 1.7M mobile phones in 2023

As 2023 came to a close, Home Credit, the country’s leading consumer finance company, reveals an interesting trend in the Philippine market: an increase in the number of purchases of various commodities, particularly mobile phones with 1.7M units financed. This surge in products sold was facilitated through Home Credit’s year-long promos, including the most recent 0% interest on installment financing.

This year, Home Credit saw a significant upswing in purchases across different categories, showing a shift in what consumers prefer. With a focus on empowering Filipinos to realize their personal and family goals, Home Credit's offerings have reflected an evolution in lifestyle choices and aspirations.

Among the highlighted categories, mobile and tablet purchases garnered the greatest number of units sold, indicating a continued reliance on these devices for work, education, and entertainment. The volume sold in this category, marked by an impressive 1.7M units, showcases the enduring significance of these gadgets in everyday life. For this year, the brand to highlight is Apple, which is now the top mobile brand for Home Credit, with a 100% sales increase from last year.

Filipino consumers have also shown a marked interest in upgrading their living spaces. The appeal of modernizing households resonated strongly, evident in the 420,000 units of home appliances financed by Home Credit. The specifications of these appliances, tailored to enhance convenience and efficiency, have appealed to consumers seeking to upgrade their home appliances in time for the new year.

Meanwhile, the demand for TV and electronics, computers, furniture, and other home improvement materials saw notable traction, signifying a desire for enhanced connectivity and comfort in homes. The specifications of these products, focused on delivering superior performance and comfort, have been key factors driving their popularity.

When it comes to goods supporting sustainability, the demand has also been noteworthy, especially for e-bikes. This year, Home Credit has seen a 122% sales growth in e-bikes, a proof point in the growing trend of green living and alternative transportation products.

The introduction of The Great 0% Festival by Home Credit has been pivotal in driving these purchases. This limited-time promo offers holiday deals and 0% interest rates on installment plans, spanning from six to 18 months. Available at Home Credit partner stores and Shoppingmall.ph, these offers make lifestyle and tech products more accessible, promising an unforgettable holiday season for Filipino families.

Don’t miss The Great 0% Festival! Make your dreams and aspirations this holiday season come true with Home Credit’s special offer, available until January 2024!

To know more about the latest updates from Home Credit Philippines, visit its official website, www.homecredit.ph. You may also follow its official Facebook, Instagram, and TikTok accounts. Customers are also encouraged to download the My Home Credit App on Google Play to learn more about the latest promos and see what’s new in Shopping Mall Philippines. Home Credit Philippines is a financing company duly licensed and supervised by the Securities and Exchange Commission (SEC) and the Bangko Sentral ng Pilipinas (BSP).

Shopping for Gold Jewelry Made Safe and Easy with the ML Wallet App

Happy New Year! 

It's the first week of January and it is the perfect time for resolutions and realizations. With everything that has happened last month, here I am rethinking about life choices and my priorities. This led me to my "Word of the Year" which is PRACTICALITY.

If you have been following my blog, you'll know that I love to shop. In many cases, I even consider myself a hoarder (especially when it comes to books) but for 2024, I would like to be more practical. I know that I can't simply stop shopping. It’s just so sad not to receive any new parcels and I think my fellow shopaholics can relate to that, so, instead, I want to spend on more useful things or perhaps on stuff whose value appreciates over time. After all, we still deserve to receive and treat ourselves for all the hard work that we do. 

An example is to buy more gold jewellery. Yes, the authentic ones that you can use and pawn during emergencies. Something that can be considered as an investment since it appreciates in value. 

So, when Val asked me what Christmas present I would like, I opted for a new pair of earrings. 

We really did not have time to go to the mall during the holiday season so, I just tried to search online and this is how I discovered the ML wallet app. 

ML Wallet is M Lhuillier’s official mobile application that allows users to send and receive money, buy load, pay bills and buying items using a smartphone. 

Shopping for Gold Jewelry has never been this safe and easy. I know that there are a lot of online scams right now so, having a trusted and reliable jeweller truly makes a difference. Once you have downloaded the app and created an account, just click the SHOP icon and you'll be redirected to the M Lhuillier Jewellers where you can buy authentic gold jewelry. 

Did I mention that you can buy an 18k yellow gold pendant for as low as Php 1,250? 

In fact, their jewelry selection is extensive. They have 21k, 18k and 14k gold jewelry available. Its filter function works really well making it easy to narrow down your search according to budget, preferred color (yes, they even have two-tone and tri-tone) and style. 

Some items are also on sale. Just like the zirconia earrings that I was eyeing, it comes with an additional 10% off making it Php 2,745 only from the original price of Php 3,051. Very affordable, right? 

Anyway, if you are planning to invest in gold this 2024, then don't forget to download the ML Wallet App.

Aside from shopping, you can also send money from one ML Wallet account to another for FREE with Wallet to Wallet feature. You can also cash in your own ML wallet for free by visiting the nearest M Lhuillier branch or through ML Wallet's partner banks. 

The ML Wallet App is available for free in Google Play Store, Apple App Store and Huawei App Gallery.  

More from Camella Home for the Holidays 2023 Promo : Enjoy as much as PHP 600,000 AllHome Move-in Package on Your Dream House and Lot!

The right furnishing make all the difference when making a house into a home. While it is fun to come up with and execute design ideas that would perfectly complement your desired home vibe it takes work to shop for furniture and appliances needed for one obvious reason: everything is expensive. After buying your dream home, purchasing furnishings can be heavy on the pocket.

Camella brings more incredible news to our homebuyers this holiday season. Following the announcement of the Home for the Holidays 2023 promo, the largest homebuilder in the Philippines announces an addition to the staggering list of incentives, an exclusive AllHome Move-in Package as much as PHP 600,000 for Freya and Greta house models.

Just like every Filipino Christmas, Camella ensures that yours is nothing short of extraordinary. AllHome is the go-to option for modern households looking to furnish, upgrade, or construct their homes. With its wide array of premium home improvement items, AllHome has become a one-stop shop for all home needs. From construction materials, hardware, and appliances to indoor and outdoor furniture, homeware, cookware, décor, and electronic gadgets, AllHome has everything you want to build your dream home, all conveniently located under one roof.

Creating an exquisitely fit-out space without breaking the bank is a goal about to be realized when you reserve a Freya or Greta house today. The allure of these homes is not just in their architectural competence but also in the promise of a seamless move-in experience through the Camella Home for the Holidays 2023 promo. 

Meanwhile, the beauty of AllHome Move-in Package lies in its flexibility. Both Ready-for-Occupancy (RFO) and Non-Ready-for-Occupancy (Non-RFO) units are qualified, ensuring that everyone will be able to experience the joy of moving into a fully furnished home. Picture yourself stepping into your new home with everything you need already in place. From stylish furniture, functional appliances, to trendy decorations, the AllHome Move-in Package has got you covered.

The offer is valid until December 31, 2023 only. Do not miss the opportunity to revel in PHP 600,000 worth of top-notch furniture and appliances to decorate your new abode. As you embark on this exciting journey with Camella, the promise of a beautifully and efficiently furnished space becomes a reality. The Home for the Holidays 2023 promo reflects Camella’s dedication to enhancing the homeownership experience, ensuring that every resident steps into a home that feels uniquely theirs.

Book your reservations now and embrace the joy of homeownership with Camella this Yuletide season!

Unrivaled in scale and spanning across the Philippine Islands, Camella is the country’s largest housing developer and Vista Land’s brand serving the upper middle market segment. With communities located in accessible and desirable neighborhoods, each Camella community boasts spacious living areas, beautiful outdoor spaces, and lifestyle amenities perfect for entertainment and relaxation.

Camella is the flagship brand of the Philippines' largest homebuilder, Vista Land. With a presence spanning 47 provinces and 149 key cities and municipalities, Camella is dedicated to building beautifully designed communities across the country.

For more information on Camella, visit www.camella.com.ph and follow www.facebook.com/CamellaOfficial 

Santa's Bringing You a New Smartphone This Christmas: You Deserve It!

Ring! Ring! Ring!

Hear that? It's the melodious chime of a brand-new phone waiting to be unwrapped this Christmas to celebrate your achievements, hard work, and sacrifices throughout the year.

As the year comes to an end, there’s no better way to reward yourself than getting a new smartphone. It not only boasts style and innovation but also injects more vibrancy, connectivity, and functionality into your life.

If you’re looking for the best smartphone that matches your lifestyle, you can consider one of these gadgets, recommended by the country’s leading financial and lifestyle partner, Home Credit. Plus, Home Credit's holiday offer makes owning these brand-new smartphones a breeze. With the 0% interest rate offers on various phone installment loan options for up to 18 months, you can bring home one of these best-selling smartphones without breaking the bank.

Realme 10 Pro 5G

If you're in search of a smartphone that strikes the perfect balance between performance and style, the Realme 10 Pro 5G is an excellent choice.

It offers a blend of power and elegance, making it an ideal companion for your daily life.

This Christmas, make sure to capture every special moment, as the 64MP main camera of the Realme 10 Pro 5G can take high-quality photos and videos in various lighting conditions. It also comes with a range of features that cater to photography enthusiasts, such as RAW shooting and manual mode.

Oppo Reno 10 Pro 5G

The Oppo Reno 10 Pro 5G is a smartphone designed to leave a lasting impression.

Its design is a work of art, and its performance is nothing short of remarkable. The powerful processor ensures you can handle any task with ease, and the 5G connectivity takes your online experience to the next level.

The 120Hz AMOLED display is another standout feature of the Oppo Reno 10 Pro 5G, offering a smooth and fluid viewing experience with vibrant and accurate colors. camera system is a marvel, allowing you to capture stunning photos and videos, making your memories truly unforgettable.

Vivo V29 5G 512GB

Tired of constantly running out of storage space? Here's the perfect phone for you! The Vivo V29 5G 512GB is a smartphone that stands out with its massive storage capacity and impressive 5G capabilities.

Whether you're into gaming, photography, or simply need ample space for your files and apps, this phone has you covered. Its sleek design and vibrant display make it a joy to use, and the camera system ensures you can capture and share your life's moments with ease.

Honor 90 5G

The Honor 90 5G is not just a smartphone; it's a symphony of innovation and style.

At its heart lies the mighty Qualcomm Snapdragon 888 5G processor, a true flagship champion that doesn't just promise excellent performance; it practically dares you to push the limits of what a smartphone can do.

Honor 90 5G is so efficient that it gifts you with extended battery life. With the Honor 90 5G, you won't be tethered to your charger; you'll be free to explore, create, and connect, all on a single charge.

Whether you're drawn to the power of the Realme 10 Pro Plus 5G, the balance of the Realme 10 Pro 5G, the artistry of the Oppo Reno 10 Pro 5G, the massive storage of the Vivo V29 5G 512GB, or the innovation of the Honor 90 5G, Home Credit can help you have the perfect smartphone to match your aspirations.

To know more about the latest updates from Home Credit Philippines, visit its official website, www.homecredit.ph. You may also follow its official Facebook, Instagram, and TikTok accounts. Customers are also encouraged to download the My Home Credit App on Google Play to learn more about the latest promos and see what’s new in the Shopping Mall Philippines.

Home Credit Philippines is a financing company duly licensed and supervised by the Securities and Exchange Commission (SEC) and the Bangko Sentral ng Pilipinas (BSP).

Discover the Best Smart TVs this Christmas Season via Home Credit

Elevate your entertainment now to enjoy a 0% interest offer this festive time of the year!

With Christmas just around the corner, many are gearing up to make their holidays even more special by upgrading their home entertainment setups. And let's face it, most Filipinos absolutely love great entertainment! Most of their holiday wish list often includes a new television that they can use for streaming online shows, watching their favorite telenovela or even connecting to their karaoke set.

Home Credit, the country’s leading consumer finance company, recognizes this, and is dedicated to making home entertainment upgrades a reality by offering a selection of top-selling TV brands. What's more, Home Credit bolsters the deal with its 0% interest offer on various installment options for up to 18 months, helping customers meet their holiday goals with affordable TV loans.

Here's a look at some best-selling TV model choices from for the dream home entertainment upgrades this Christmas.

Elevate entertainment with Samsung's Crystal UHD 4K Smart TV 55”

Immerse in a captivating cinematic experience with Samsung's Crystal UHD 4K Smart TV 55". This remarkable 55-inch television boasts a dazzling 4K HDR display that will breathe life into the best movies, sports events, and games. With its sleek Titan Gray design, versatile connectivity options, and immersive audio system, it's the ultimate addition to one’s home entertainment setup.

The Samsung Crystal UHD 4K Smart TV 55" comes equipped with a Tizen Smart TV operating system, offering Wi-Fi connectivity, HDMI and USB ports, and a user-friendly remote control. Its crystal-clear resolution of 3840 x 2160p ensures breathtaking picture quality.

Immerse in crystal-clear viewing with LG's 4K Ultra Smart TV 43”

 

LG's 4K Ultra Smart TV 43" is the gateway to an unparalleled viewing experience. With its sleek and slim black design, this television adds an elegant touch to users’ living space. The 4K Ultra HD display format, boasting a pixel resolution of 3840 x 2160p, guarantees stunning picture quality, whether one’s enjoying their favorite series, movies, or even live concert streaming.

Connectivity is a breeze with options like Wi-Fi, HDMI, USB, RF In, Bluetooth, and Optical Digital audio out. With its user-friendly webOS 23 operating system, navigation becomes effortless. Featuring a 43-inch diagonal screen, this TV brings entertainment to life with vibrant visuals. It's perfect for transforming one’s home into an entertainment hub, delivering clarity and detail that will leave them amazed.

Experience cinema at home with TCL's 43" 4K HDR Dolby Vision Android Hands-Free TV

Enhance the home entertainment experience with TCL's 43" 4K HDR Dolby Vision Android Hands-Free TV. Featuring the latest version of Google TV, this television comes with essential upgrades in speed and security, providing a seamless and protected viewing experience. With access to over 7,000 apps and a vast library of 700,000+ shows and movies, everything one loves to watch is now in one place, offering a pure, distraction-free TV experience.

TCL's TV is designed with precision in mind, featuring a millimeter-thin stylish trim that delivers a broader and wider sense of entertainment. It's not just about style as the integrated build protects against moisture and dust, ensuring durability. The innovative rear pyramid design adds an extra layer of protection.

With Certified Google TV, Wi-Fi connectivity, DTS-HD Decoding, and multiple input and output options, this 43-inch 4K UHD TV from TCL provides a sophisticated yet user-friendly package for your entertainment needs. Whether for streaming favorite shows, gaming, or simply watching the news, TCL's TV ensures enjoyment in style and top-notch performance.

Level up your viewing experience with Devant's Full HD Smart TV

Perfect for an entertainment hub transformation Devant's Full HD Smart TV offers users a sleek design and impressive features, that sets this television as the centerpiece of their home entertainment setup.

Devant's Full HD Smart TV is not just any TV as it's designed to offer an exceptional viewing experience. Running on the Vidaa U operating system, it provides seamless navigation and a range of connectivity options, including Wi-Fi, HDMI, USB, LAN, and Bluetooth. With a 43-inch diagonal screen and a Full HD display format featuring a pixel resolution of 1920x1080p, it ensures breathtaking picture quality. The dynamic contrast ratio of 3,000,000:1 adds depth to your visuals, making content come to life.

Whether for streaming, gaming, or simply enjoying one’s favorite programs, Devant's Full HD Smart TV is here to enhance viewing experience.

This holiday season, upgrading your home entertainment setups is made easier with these best-selling, top-notch TVs. And with Home Credit’s 0% interest offer on various installment options for up to 18 months, one can achieve their holiday goal of buying the best TV that fits their lifestyle.

To know more about the latest updates from Home Credit Philippines, visit its official website, www.homecredit.ph. You may also follow its official Facebook, Instagram, and TikTok accounts. Customers are also encouraged to download the My Home Credit App on Google Play to learn more about the latest promos and see what’s new in the Shopping Mall Philippines.

Home Credit Philippines is a financing company duly licensed and supervised by the Securities and Exchange Commission (SEC) and the Bangko Sentral ng Pilipinas (BSP). 

Tips on Designing Your Home Library

Designing a home library can be a rewarding project, creating a space that's not only functional but also aesthetically pleasing and conducive to reading and relaxation. Here are some design tips to help you create the perfect home library:

Choose the Right Location: Select a quiet and relatively secluded area in your home where you can read without distractions. Consider one near a window to maximize natural light during the day. 

Determine Your Style: Decide on a design style that suits your taste and complements the rest of your home decor. Whether it's traditional, modern, rustic, or eclectic, make sure it's cohesive.

Choose a color palette that promotes relaxation and focus. Neutral tones, deep blues, or earthy greens can be calming choices.  Incorporate textures like rugs, curtains, and upholstery to add warmth and coziness to the space. 

Here are some of the most common things that you should consider: 

• Bookshelves - Invest in high-quality bookshelves or built-in shelving units. Adjustable shelves allow you to accommodate different book sizes and decorative items. Use a combination of open and closed storage to keep things organized and visually interesting.
• Seating Options - Choose comfortable seating options like armchairs, reading nooks, or even a cozy window seat with cushions and throw blankets.
• Lighting Fixtures - Ensure good lighting for reading, such as adjustable floor or table lamps.

Personalize the Space: Add personal touches like artwork, family photos, or other decorative items to make the space feel more inviting and reflective of your personality.

Organize Your Collection: Organize your books in a way that makes sense to you. You can categorize them by genre, author, or any system that works for you. Consider investing in bookends, decorative bookplates, or labels for a polished look.

Keep the space clutter-free and uncluttered to minimize distractions while you're reading or working.

Lastly, design your library with flexibility in mind. As your collection grows or your needs change, make sure you can adapt the space accordingly.

Remember that the key to a successful home library design is to create a space that inspires you to read, relax, and enjoy your books. It should reflect your personal style and be a place where you can escape into the world of literature.

Samsung’s Galaxy Watch6 : Unlocking a heart healthier lifestyle on your wrist

The Galaxy Watch6 series has BP and ECG tracking to help you monitor your heart health

Unlock a healthier lifestyle with Samsung's latest smartwatch! The Galaxy Watch6 series is taking wellness to the next level with blood pressure and ECG monitoring and other features that help you monitor your heart health.

With heart disease being the country’s leading cause of death in 2022, there’s no time to waste when it comes to taking care of your health. Samsung Electronics is committed to helping Filipinos achieve better heart health through its groundbreaking Galaxy Watch6 and Watch6 Classic, which comes with a slew of new heart-friendly and fitness features designed to improve your overall wellness. Let’s check them out!

Blood Pressure & ECG Monitoring

Lessen your worries with a heart monitoring package that allows you to have peace of mind. The Galaxy Watch6 series has a built-in PPG sensor that periodically measures your heart rate and heart rhythm while you wear it.

You can also add a quick blood pressure check with no added equipment required using your Galaxy Watch6. To enable the blood pressure monitoring feature, install the Samsung Health Monitor application onto your Galaxy smartphone and connect it to your compatible Galaxy Watch then calibrate it with a traditional cuff. They will then be able to tap to “measure” the blood pressure anytime, anywhere.

The Galaxy Watch6 measures blood pressure through pulse wave analysis, which is tracked with the Heart Rate Monitoring sensors. The program then records the relationship between the calibration value and the blood pressure change to determine the blood pressure. Once the calibration and set-up process are completed, users can access this information and export measurements to PDF.

The Galaxy Watch6 also includes an electrocardiogram (ECG) function that works by recording the heart’s electrical activity via a sensor on the compatible Galaxy Watch. All you need to do is open your Samsung Health Monitor app while seated comfortably, and ensure the watch is fitted firmly to your wrist. Next, rest your forearm on a flat surface and lightly place a fingertip from the opposite hand on the top button on the smartwatch for 30 seconds.

The app will then measure your heart rate and rhythm, which will be displayed as either a Sinus Rhythm (a normal, regular heartbeat) or AFib (when the heart beats irregularly). You can also export this data to PDF.

Achieve Better Heart Health through Customized Workouts

The Galaxy Watch6 also offers a ton of exercise features to help you create your own unique fitness journey. Start things off by checking your Body Composition - the Galaxy Watch6 can actually measure skeletal muscle, basal metabolic rate, body water, and body fat percentage, to help give you a baseline for your fitness goals and to track your progress. Get more guidance from the new Personalized Heart Rate Zone, which will measure your heart rate based on your fitness capacity and define five optimal running intensity levels to help users set their own goals based on what fits them – from burning fat to high-intensity workouts.

In addition to over 100 existing workout trackers, the newly added Track Run records the user’s runs on a track, while Custom Workout allows users to build and track their personalized workout routine.

Elevated Design

The Galaxy Watch6 and Watch6 Classic also sport key upgrades like a bigger display, a more powerful processor and battery, and even more customizable options in watch faces and bands.

The Galaxy Watch6 series now offers a 20% larger display to make reading and typing easier and delivers smoother and faster interactions with its new Exynos W930 Dual-Core 1.4GHz processor, resulting in 18% faster processing.

You can also make your Galaxy Watch6 uniquely your own. Choose from a wide collection of bands in different styles and materials from feather, leather and even metal bands that can take you from day to night. Switching is easy - simply press the band release button to detach your watch straps then swap them out to change from workout to go-out styles with just one click. You can also customize your watch face with your favorite colors, designs - or even photos of your pet!

Galaxy Watch6 series comes with a larger battery and reduced battery consumption to support its larger and brighter display. With just eight minutes of quick charge, users can add an additional eight hours, perfect for tracking their sleep during the night.

------

Start a heart-healthy lifestyle with the Galaxy Watch6 Series! The Galaxy Watch6 retails for PHP 16,990 (40mm) and PHP 18,990 (44 mm) while the Watch6 Classic is available at PHP 22,990 (43mm) and PHP 24,990 (47mm).

For more information on the Galaxy Watch6, visit https://www.samsung.com.ph

iPhone 11, Now Within Your Reach with Home Credit’s 0% Interest Promo

No More Breaking the Bank: Experience iPhone 11 with Home Credit’s 0% Interest Promo - Extended by popular demand, you can enjoy this incredible deal until September 30!

As we continue to embrace the digital lifestyle, we rely more than ever on our gadgets, especially smartphones. From the moment we wake up, these devices are our constant companions that enable us to stay updated on relevant happenings, connect with our loved ones and colleagues, work through our everyday tasks, relax and unwind in our downtime, and many more.

Because of this, choosing the right smartphone is crucial to ensure that your go-to gadget companion can keep up with your day-to-day needs. With an array of options that boast powerful features and capabilities, selecting a smartphone can be a challenge but, of course, it pays to opt for trusted brands like Apple.

For years, Apple has delivered numerous quality devices built with outstanding cameras, seamless performance, and other cutting-edge specs that empower your lifestyle, particularly its iPhone line. However, how can you get such incredible devices without breaking the bank?

Experience iPhone 11 with Home Credit!

Fortunately, owning an iPhone is now within reach, thanks to the leading consumer finance company, Home Credit. With its limited-period offer, you can now get the iPhone 11’s 128GB or 64GB variant in 6-, 9-, or 12-month installment plans with 0% interest, allowing you to choose the one that best fits your budget.

If you are curious about how the iPhone 11 will perform in your everyday needs, here are the specs and features of this remarkable device, which you can easily get your hands on with Home Credit’s amazing deal extended by popular demand until September 30.

Features effortless performance to support daily activities

Equipped with a powerful A13 Bionic chip, the iPhone 11 is a powerhouse that makes multitasking seem effortless every day. Thanks to this processor, you can seamlessly switch between apps, play graphically demanding games, and stream videos without lag. It ensures you stay ahead of the curve as it is built to handle the demands of modern life.

The iOS 13 operating system complements this chip for a remarkable user experience. Aside from that, it also boasts longer battery life, making your daily moves unstoppable. It has a 3110mAh battery capacity, providing at least 65 hours of music playback or 17 hours of video viewing to give you enough power for your daily activities.

Showcases a powerful dual-camera system to capture life’s best moments

In addition to its outstanding features, the iPhone 11's camera system is like a magical lens that turns moments into memories. Packed with 12MP Ultra-Wide and Wide cameras, you can easily shoot gorgeous portraits and landscape photos to document every OOTD, occasion, celebration, or even simple achievement in your life. Its cameras also support a 4K feature to allow you to record crystal-clear videos.

Exhibits incredible display, design for leveled-up usage

To deliver an incredible experience whenever you are using the device, the iPhone 11 features a 6.1-inch Liquid Retina display exhibiting a 1792x828 resolution for better viewing. Its screen is accompanied by a water-resistant design rated IP68 to ensure protection from accidental spills or water immersions up to two meters for 30 minutes. This makes sure that the iPhone 11 can last for a long time. This design is available in six eye-catching colors: Black, Green, Yellow, Purple, Red, and White.

What are you waiting for? Do not let this chance slip your fingers! Purchase the iPhone 11 now via Home Credit and experience a powerful device that can easily conquer your day-to-day demands!

To know more about the latest updates from Home Credit Philippines, visit its official website, www.homecredit.ph. You may also follow its official Facebook, Instagram, and TikTok accounts. Customers are also encouraged to download the My Home Credit App on Google Play to learn more about the latest promos and see what’s new in the Marketplace.

Home Credit Philippines is a financing company duly licensed and supervised by the Securities and Exchange Commission (SEC) and the Bangko Sentral ng Pilipinas (BSP).

Cancelled Flight: What will happen to me?

Originally posted on July 2016. Updated on August 18, 2023

This post is not about ranting about canceled flights. Instead, let me just share with you the things that normally happen to canceled flights and to their passengers.

When I went to Cebu last June for my mom's birthday, my flight going back to Bacolod got canceled due to aircraft trouble. Since Cebu Pacific only have 2 flights per day with the CEB-BAC route and I had the later flight, we really did not have the option to be transferred to the next flight on that day. We were informed that we had to stay overnight and wait for the first flight the next day.

Source: www.cebupacificair.com

The announcement came around 10 minutes before boarding time. All passengers were asked to go to Cebu Pacific's check-in counters for assistance. Thus, it is very important to listen and be mindful of the announcements while waiting to board the plane. 

Here's what you should expect and some tips on what you need to do when your flight gets canceled. 

1. You need to choose an option to either rebook the flight (whether you would like the next available flight or any other preferred schedule), ask for a refund, or have it refunded and stored as a travel fund with Cebu Pacific. During my recent trip, most of the passengers opted to be rebooked for the first flight the next day.

2. Contact your family and/or friend. More likely, you have to contact someone, especially the person who's picking you up at the airport, and inform them about flight cancellation. If you have no load (for prepaid users) or if your phone runs out of battery, you can ask assistance from the airline's personnel and you may use the phone in their office. Part of the Passenger's Bill of Rights is to be entitled to a free phone call or assistance in communication if necessary. 

3. If the flight is canceled and your flight is moved the next day, they should provide food, accommodation, and hotel transfers. This is absolutely free and all arrangements will be done by the airline. Just to manage your expectations, this may take some time and will test your patience as there are no chairs near the check-in counters so you'll end up standing for an hour or more while waiting.

With our experience, we were billeted in Crown Regency Mactan. Buffet dinner and breakfast were served. If you are traveling alone, there might be instances when the airline would ask you to share a room with another passenger. You can definitely decline and ask them to book individual rooms for you.

4. Don't forget to claim your check-in baggage before leaving the airport to go to the hotel. They won't be keeping it for you. You still need to check in your baggage again the next day.

5. Get the airport office's contact number. Even though they would be completing all arrangements, it would be very hard for you to contact them should there be any problems. Calling Cebu Pacific's hotline will be useless as they do not have specifics about your arrangements. So, it would be best if you have a way to call the local staff of the airline.

6. They normally give some sort of compensation (e.g. free one-way ticket). Aside from rebooking our flight for free, they also gave all passengers a free one-way ticket for domestic travel that we can use within 180 days. It can be redeemed online or by calling their hotline.

August 2023 UPDATE: We had another flight canceled and we were moved to another flight the same day. This time, they gave us two one-way tickets as compensation. We can use it in the next 18 months. 

Generally, my experience of a canceled flight was not that dreadful. It was definitely tiring and it led to some cancelled appointments the next day but I can say that Cebu Pacific has done their part in taking care of our needs and making it up to their passengers.

The Ultimate Checklist: Essential Factors to Consider for Back-to-School Laptops

Home Credit is key when shopping for sulit devices to gear up for the next school year

In today's technology-driven world, gadgets like laptops have become essential tools in empowering students in their education. From college to grade school, students now rely on these devices to research information, access digital learning materials, complete assignments, and activities, and even communicate with teachers and classmates.

This reality calls for a reliable and efficient partner that every student can use in their day-to-day needs, such as a versatile laptop that can multitask and handle demanding applications for school tasks. However, during this back-to-school season, parents and students have various options to choose from.

The good thing is that Home Credit, a leading consumer finance company, is here to guide you on your quest to find the perfect device for the upcoming school year. From features for usability to budget, here are the ‘wais’ things you should look for before purchasing a laptop.

Check its performance for everyday tasks

A laptop’s performance can affect a student’s overall productivity. Lags or slow response times can interfere with a student’s ability to work efficiently on school activities, assignments, and projects at a given time. For that reason, it is vital to have a high-performance or reliable laptop that can provide a smooth multitasking experience.

Check if the device has a powerful processor and at least 8GB of RAM for better performance. Additionally, ensure it has the latest operating system for compatibility with modern applications and a good graphics card if school tasks require various editing software and more. Such features are built in a wide range of laptops, including Acer Aspire Vero Work Laptop, Asus TUF Gaming F15 Laptop, and Apple MacBook Air Gold 8GB RAM/256GB.

Ensure bigger storage for files, applications

Storage is a vital feature to consider when looking for a laptop this upcoming academic year. Having a sizable storage will give a student enough space to store different files, such as research papers, learning materials, and more. It can also provide considerable storage for educational applications and software with larger sizes. With that in mind, make sure to get a laptop built with at least 500GB to 1TB of ROM to not worry about running out of capacity, such as the Huawei Matebook D15 i5 11th Gen, HP 15S Work Laptop, and ASUS Vivobook 15.

Assess its battery, design for portability

For students, the battery is a crucial factor for a laptop. Power outlets are not always available for the next recharge whenever they are outside the house or on campus. With long-lasting battery power, students can take their laptops anytime and anywhere and use the device for an extended period to work on their school tasks. Look for a laptop equipped with a battery that has the power to last for more than eight hours. For instance, there are the Acer Aspire 3 i3 and the HP 15S i3 Silver Laptop for a reliable study partner.

Additionally, a laptop’s weight and dimensions impact its portability. Because students sometimes bring their laptops to school, a heavier or bulkier device may not be ideal as it might strain their shoulders and backs. That is why always consider a lighter and slimmer design like the Realme Book i3 Work Laptop for a handy device.

Make sure it adheres to the budget

If there is already an established budget for the laptop, stick to it to avoid overspending. As there are various options available out there, it is appropriate to first compare the specs and prices before buying. Choose the one that is affordable and has the specs that can meet a student’s needs, and do not forget to take advantage of on-sale laptops to save money.

Get ‘sulit’ laptops with Home Credit this back-to-school season

To avail of powerful or reliable laptops this coming school year, Home Credit is the key! With its back-to-school promo, enjoy flexible POS with 0% interest to purchase ‘sulit’ laptops.

You can get your hands on the best high-performance laptops below PHP2,499 per month, such as Acer Aspire Vero Work Laptop, Asus TUF Gaming F15 Laptop, and Apple MacBook Air Gold 8GB RAM, among others. There are also value-for-money laptops under PHP1,999 per month, including Huawei Matebook D15 i5 11th Gen, HP 15S Work Laptop, ASUS Vivobook 15, and more.

If you want budget-friendly laptops below PHP1,499 per month, then Home Credit got you covered because you can take advantage of the Acer Aspire 3 i3, ASUS Ryzen 3 Laptop, Realme Book i3 Work Laptop, and more.

Aside from these ‘sulit’ laptops, Home Credit has more in store if you are a Home Credit customer. You can also enjoy its back-to-school cash loan promo that you can use for other school expenses. With just one minute of processing time, you can enjoy PHP3,000 up to PHP150,000 loan amount with flexible payment options from 12 to 60 months. Other than that, if you are an eligible customer, you can also have up to five months of free installment when you pay on time.

So, what are you waiting for? Shop now with Home Credit, and do not miss the chance to enjoy its back-to-school promo. Visit this link to be updated.

To know more about the latest updates from Home Credit Philippines, visit its official website, www.homecredit.ph. You may also follow its official Facebook, Instagram, and TikTok accounts. Customers are also encouraged to download the My Home Credit App on Google Play to learn more about the latest promos and see what’s new in the Marketplace.

Home Credit Philippines is a financing company duly licensed and supervised by the Securities and Exchange Commission (SEC) and the Bangko Sentral ng Pilipinas (BSP).

Practical Tips on How to Redecorate Your Home

Redecorating your home is an exciting activity that allows you to transform your living space into a reflection of your personality and create a welcoming environment for yourself and your family. Whether you're simply organizing and tidying up or completely revamping your home with new furniture, these practical tips from Uratex Monoblock, a leading brand of high-quality, stylish, and durable plastic furniture will guide you through the redecorating process, helping you make informed decisions and ensure a stress-free experience.

Tip #1: Envision Your Space

When decorating a space, it is essential to start with an end goal in mind. Determine the style and atmosphere you want to create in each room and plan accordingly. This will help you avoid unnecessary expenses and give you a clear direction for your project. Consider consulting with friends, family, or researching online for inspiration and ideas.

Pro Tip: Create a draft floor plan to visualize the placement of furniture and identify potential activities for each area.

Tip #2: Set a Budget

To stay on track financially, set a budget for each room or item you plan to redecorate. This will prevent overspending and encourage resourcefulness in finding creative, cost-effective solutions. Consider repurposing or creating your own decorative items to add a personal touch to your space.

Pro Tip: Allocate an ideal budget for different purchases, whether it's large furniture pieces or smaller decorative items bought in bulk.

Tip #3: Re-Place or Replace

Since redecorating also means shifting furniture and replacing old ones, plan or list down all the items in the space you want to move around or replace for a newer one. Take note of worn-out pieces that may require refurbishing or replacement. Consider donating old furniture to give it a new life while benefiting others.

Pro Tip: Remember, one person's trash can be another person's treasure. Donate furniture items you no longer need to charity organizations or individuals in need.

Tip #4: Scout for Items

This step can be considered the most enjoyable! Shop and canvas for good products. Look for affordable yet trusted brands that align with your budget. Consider versatile items that serve multiple purposes, allowing you to optimize space and functionality.

Pro Tip: Maximize space and functionality by opting for convertible or foldable furniture. For example, the Uratex Monoblock Louis Folding Table and Chairs can be used for both indoor and outdoors– a great deal for a multi-purpose space-saving item!

Tip #5: Look at the quality and check safety labels

When purchasing new furniture, prioritize longevity, durability, and versatility. Carefully examine the production materials, testing processes, and certifications associated with the items you're interested in. Look for indicators of durability and quality, such as caution stickers or certifications.

Pro Tip: Check for caution stickers, like the ones found on Uratex Monoblock Sofie Chairs and Classic 101 Chairs. These chairs are not only affordable and available in trendy colors but also come with a sticker that proves their durability.

Tip #6: Design Freely

With your chosen items in hand, it's time to bring your vision to life. Begin by decluttering loose items such as small decorations, electrical devices, books, and miscellaneous objects. Then, rearrange existing furniture to accommodate new additions. Finally, place the new furniture in its designated spots and reintegrate the items you wish to keep in the room.